If they saved enough for a house in three years, either they have a highly lucrative job or they’re in a market where homes are cheap or some combination of the two.
this post was submitted on 04 May 2024
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3 years is definitely a good amount of time to get a solid down payment. It's not like a 25-year-old is going to buy a house with cash.
Are you suggesting Anon lied???
Depending on what anon does it's possible. The flag is Portuguese you could pick up a one bedroom apartment for 3 years wages if you don't live in Lisbon. Or in Lisbon if you have a good job.
Either they work oil wells in bumfuck South Dakota or they are a SRE with a Silicon Valley company.
Or they don't live in the US at all. Wild concept, but entertain it for a second
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Some people have nasty parents. Other people are lucky. If you can, it's pretty great. Multi generation homes are common most places outside the US.
My family in CR owns basically an entire block. From grandma to grand child they all live within a block of each other. There's one house not owned by family, and it's owned by a close family friend.
Parents in the US that want to kick their kid out at 18 shouldn't be allowed to have kids in the first place.
With the way it is now I'm renting a multi generational home thats too small for all the people in it. So sometimes you don't get to save living with your parent(s)
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The price of living there is mental health hit points.
Depends on what your situation is. For me the thing that dealt mental hp damage was that my parents lived in suburb that is far from everything.
But like anon, it did give me a huge leg up on having money.
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3 years and anon came up with enough to buy his own house in cash. Im thinking anon is a drug dealer or a very good prostitute.
I actually have an engineering friend who did this and he did it in 2 years. Dude had no life, but he put a full down payment on a 750k house in two years. So I guess technical jobs just pay well enough
Thats a down payment, anon bought that shit straight cash. You figure the average down payment is 20% so.. 150K+ for your friend, thats no chump change either. Does he stay out late at night, maybe looks frazzled all the time?
There are decent rural homes you can get for 200-300k within range of civilization in more places than you think
There's also still 100k-200k properties in cities if you don't mind anything left on your porch being stolen
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Well and the OP says he paid for the house in cash, vs just the down-payment, which could be as low as $37.5k for a $750k house. That's a lot of money but across 2 years that's $1600/mo, basically exactly what you'd expect to save on rent. Could also be significantly higher obviously too, if they went for 20% or something.
Multi-generational homes are as old as the human race. Everybody being expected to leave when you're 18 is an incredibly new concept in the grand scheme of things.
North American individualism. The path we were promised was get education, get job, get apartment, meet so, merry so, buy house then have kids. The American dream is very 1D. Let alone paying taxes, "If they take one dollar off my wages, I'll vote that bastard out!!" . We're a very individually selfish people..
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Coincides with how small living arrangements got so that more houses could be sold. Any relatively new concept should be cross checked with how capitalism has been fucking up what should have been a liveable society.
Capitalism concept to encourage home buyers and landlords renting to new adults.
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I occasionally like to have sex with people who aren't in my immediate family, which is a bit awkward when living with my parents.
In Missouri houses are cheap and sisters can be friends with benefits.
So sex with your immediate family isn't awkward?
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Where do you live to be able to buy a house in cash after 3 years of working? Where I live the average appartment is about 400K euros and the average house is closer to 500K euros.
Maybe you can find something for 250K if you really buy something small that needs lots of work. But you still need over 80K a year excluding taxes, probably closer to 120K before taxes.
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Truth? It all depends on the parents.
My folks when we all lived here together were kinda difficult.
My dad was fine, other than occasionally swinging dick to having remind everyone he was paying the bills (despite refusing to cash any checks given to him, and outright shoving cash back in pockets).
But my mom, who living here post divorce was a fucking nightmare lol. I love my mom, she can be an amazing person. But she is a horrible housemate. Like one of the kind you want to bury in the yard.
It wasn't ever intended to be long term though. I moved back after deciding I fucking hated living in the city. My and my best friend were roomies there, and it was great, but city life ain't for me. Commuting was actually better, and I fucking hate traffic.
I'm talking about finding a place back in town, one Sunday at my grandparents were everyone would get together on Sundays. My sister speaks up and suggests I move back in while we're looking. My dad is okay with it, my mom was grumpy, but shrugged.
So me and my buddy move in. Shit happens, my mom moves out to take care of her aunt (my great aunt that we all loved) so things get chill. My dad likes having me and my buddy around because we handle shit, and he had to travel a lot for work. So we end up just never moving out.
My dad runs into an mlm scam and fell deep. So, instead of letting the house go into foreclosure, we bought it. Before that, my sister bails because. Because why? She's given ten answers over the years, but I think it was me telling her to either shit or get off the pot when we were all scrambling after my dad confessed how far he had fallen for the scam. The first plan was just for him up suck it up and take help for once in his life, but that meant my sister paying her share too.
Anyway, point is that we bought the place. My buddy got married and moved out with his husband (who lived here a while too lol), we did some paperwork shuffling and I bought out his part.
My dad after the debacle stopped swinging dick about anything. We're friends now as well as father and son. So it's fucking great overall. He's secure in housing because ain't no way in hell me or my buddy will let him go homeless. We get along better than ever, and he gets to play papaw to my kid.
My mom is great now that we don't have to live together. We can enjoy each other's company, or not, according to our mutual needs.
If I have my way, my kid will live here as long as they want. Any grandkids can too. Ngl, I'm set in my ways a bit, so I don't see it being a forever thing, but I say fuck the idea that you have to leave family just because. Fuck that noise. Do what works for the people involved.
That was a nice read. Thanks for writing it.
You guys don't pay rent when you lived with your parents? Was that just me??
I don’t have the best relationship with my parents, but it’s not that bad.
Can be more about how your parents are doing financially that how much they like you.
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I didn't pay rent especially since my parent own their home, but contributed to groceries.
I tried to, but she wouldn't accept it.
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I had to leave at 18. My drunk ass dad and i were at each other's throats constantly. Plus dating sucks when you live at home
That's the kind of story I imagine a Youtuber would have. Live with parents, start making 10k/mo, then buys own home.
Portuguese flag
Pretending like you chose to live at home
lol
Loneliness
Date a girl/guy who also lives with their parents
Fuck them in their childhood bedroom and make eye contact with their parents at breakfast
If the racecar bed's rockin....
Bahahaha, if I save all my income, for 3 years, I will not be able to buy a house. I may, may!, be able to collect enough for a down payment on a very shity apartment that will cost more over time as it's already breaking down.
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