this post was submitted on 04 Aug 2024
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Wait, did he already pay in full (with real money) for the car? I don't get it.
No. The SovCit told the salesman that their 1099 would pay it, and the salesman was like... "Ok, so, cash then?" And wrote up a bill of sale with 100% cash payment on it. This would normally show payments and financing info, but the SovCit I'm sure is insisting that their magic money will pay for everything. Since the SovCit has no idea what they are doing, and the salesman has no idea what the SovCit is talking about, the salesman just told them to go up a level to get this sorted out. You don't make commissions on SovCit bullshit, so turn and burn, on to the next sale.
It clearly states a down payment? They payed in full...?
No, this is just the "offer" on file. The dealership is giving them the paper to say, "Yes, you are approved at these terms." No money has exchanged hands yet.
Also there isn't any
It's not signed yet, so they haven't paid for anything. The sales consultant believes they're actually paying in 'cash' (which for these purposes could mean certified funds or a non-CarMax lender) and gave them the bill of sale to show them the amount needed.
Source: I work for CarMax, just not in Georgia.