For user/password/jwt, it's needed to find the post id and the comment id in your instance's database. No instance will offer you free post/comment id search unless you happen to be a user.
Yes kbin is still not supported, I actually tried implementing it today but it doesn't have a proper sesrch API like lemmy (finding a federated post id in my local instance's databse). Kbin is still in beta so.
I'm watching over Freenet. It may solve this server resources problem hopefully.