I have a feeling the invisible hand is going to force an about face for the GOP on climate sooner than they'd like. Yes, for now they can rail against woke companies for making decisions that improve shareholder returns, but it's cartoonish already what with the weather of late — and I'm sure what's to come will involve blaming residents for leaving when there are no insurance companies left willing to touch Florida (point on the map where the bad man ...).
Problem is, residents have different thresholds than businesses, and once commercial insurance starts to decline in availability, no amount of rhetoric is going to fix the grocery stores closing down because they can't get insurance.
Insurance is ultimately a game of musical chairs. For now, there are so many companies and policy types that it's the boring part at the beginning where everyone mocks the loser but there really aren't any stakes. The mockery phase will end as companies increasingly become the last holdouts and shareholders start asking why everyone else left but we're forecasting blue skies.