The difference between recession and collapse is a bounce back on the other side.
Banking system is already vulnerable to real estate prices. Commercial real estate has been in zombie mode with banks hiding their losses on the sector. The US government has already unsustainable debt levels that can't afford major adventures or catastrophes. Adventures include mass deportations or wars. The problem with austerity measures for the non-oligarchs is strong degrowth and crime from multiplier effects.
While Trump is likely to be extremely divisive and angering socially, it is economics and geopolitics that will collapse the US. Deregulating banks is letting the fractional reserve system use a riskier lower fraction. Biden was very good at strengthening the subjugation of US colonies, but he pushed away majority of the world. There is major risk that Trump pushes away colonies without making the world more trusting of US. https://www.nakedcapitalism.com/2024/11/requiem-for-an-empire.html
What destroys America is the hubris of thinking it is winning, and that it can win over the world. Fighting China instead of getting cheap stuff is a mistake. Investing in dead ender climate terrorist energy is a mistake. Promising reindustrialization is a lie, and tariffs won't do it. It will bleed Americans dry while letting oligarchs pillage what's left.
Weaponizing AI to control population, and kill people is the new priority. Putting your hopes in DNC so that they can undo project 2025 is controlling you in a way that doesn't avert the path to collapse in any way.
The only escape is UBI and peace. Not something a Israel supremacist neocon DNC wants, because UBI is power redistribution instead of wealth redistribution. The binary of AI and automation is either cooperation where abundance and the profits from abundance can be shared, or extermination of useless riff raff that dares to whine about oligarchy and empire.