this post was submitted on 22 Apr 2024
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Americans be like (lemmy.ml)
submitted 6 months ago by yogthos@lemmy.ml to c/memes@lemmy.ml
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[โ€“] AFC1886VCC@reddthat.com 27 points 6 months ago (2 children)

I got rejected just last week for something pretty inexpensive that I can afford to pay off in installments. My credit score is good and I've never defaulted on any payments before. I live in the UK, not in China.

AFAIK the social credit system that westerners like to mock was only trialled and never implemented. I, on the other hand, have actually been screwed over by my own country's credit score system.

[โ€“] qjkxbmwvz@startrek.website 13 points 6 months ago* (last edited 6 months ago)

In the US, I think you would be entitled by law to know the reason why you were rejected ( https://en.m.wikipedia.org/wiki/Equal_Credit_Opportunity_Act ).

Does the UK have something similar?