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When I need medical care, I go to the doctor, it is not a question about if I can afford it, I just go.
Back in 2019 I got sick like hell with mycoplasma, I was out of work for a month and a half, and even stayed two nights in hospital.
I never worried about my job, just focused on getting better.
At the end you do still have to pay here in Sweden, but in total, several doctors vists, two nights in hospital, antibiotics, food in hopsital and the medicine from the pharmacy cost me about the equivalent of 150USD.
So while not 100% free to me, I did not even once think about the cost.
To put that in perspective I have a nonemergency going on right now. I need to replace my CPAP. To do so I need a new prescription for one. In order to do that I need to go to my primary doctor to get a referral to a sleep specialist. That appointment cost me $250. The sleep specialist basically told me yup I need a CPAP just like the past 7 years. That cost me $370. So now I've paid $620 in order to pay $800-$1000 for a new CPAP.