this post was submitted on 23 Oct 2024
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Stimulus in way of rising housing prices where affordability becomes harder and harder to reach for the masses, yes it will. But we've seen this for the last 15 years. It ain't the interest rates that'll boost supply to solve our housing problem. It's the supply constraints - ie labour, red tape including building restrictions, nimby, air b&b etc that are holding things back.
Yeah, they're not going to be affordable, but more supply is more supply in a shortage.
I'm on board with easing constraints so long as homes are built soundly and owners aren't left holding an expensive crumbling house.
I think the building restrictions parent poster was referring to are density restrictions.
As an example, there are narrow strips of Toronto along major roads that allow skyscrapers, a lot of it a block away from single-family-home zoning. So all the demand for multi-unit housing bursts up in narrow corridors.
If, instead, quad-plexes became universally allowed, and lot height limits were increased to 3 (or 4? idk) stories, then single-family homes could be torn down or renovated to make room for up to 4 families to live comfortably on the same land.
Rosedale shouldn't exist. Single-family homes a short walk from downtown Toronto is a big part of why people are commuting from Barrie.
West Van is just as bad. Even small towns in desirable areas are seeing density restrictions causing a missing middle in housing.