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I was in high school in the nineties and no one had a laptop in class, then when I went into community college, things like online classes were a novelty, with a handful of offerings and a large computer lab because most people didn't have Internet access at home, so you would do your online work there, or at home and bring it to school to upload on a floppy disk.
This was my regional reality, southeast US, but was very much the experience of tens of thousands up until the period of time, 2003, that you're referring to.
Up until then it was only rich people that had Internet access at home, and most of the people I knew would often lose their lights and phones from their parents not being able to pay for utilities.
Some of my experience is skewed towards poverty because that was the social circle I had, but I still never had the impression that the masses actually had Internet or even laptops at home. Most people did have an offline computer, usually five to eight years old though.
Dude... I wasn't rich and it most certainly wasn't "only rich people" that had internet at home.
Hell, I personally had both cable and DSL in my house from 2000-2003 so my wife downloading wouldn't cause latency issues with my gaming.
I also lived in the southeastern US at the time.