Lastly I would suggest you consider used gear.
I second this, buy used. Out of the 10 ish lenses I own, I've only bought two of them new. I almost only use my second hand gear 😅 I also bought my current camera body used, as well as my camera sling bag! There's so much money to be saved by looking at the second hand marked you wouldn't believe it.
Devin Townsend - Deep peace