AFAIK the user account created by default on windows will be a full privilege account, so won't need a password to gain admin through UAC. Essentially the same as Linux where you can gain root privileges through sudo by using your own password.
But if you create an account with standard user privileges it will ask your for the password to an administrator account to gain admin. I'm not sure what the linux equivalent of this would be, denying sudo access would be too restrictive so maybe there's an in between where you need the password to an admin user to gain sudo.
Bitwarden + Vaultwarden server. Or KeepassXC.
I don't recommend using the browsers password manager.