Kalkaline

joined 1 year ago
[–] Kalkaline@leminal.space 1 points 3 hours ago

The need to be acting as a fiduciary which has a legal definition.

[–] Kalkaline@leminal.space 2 points 3 hours ago* (last edited 3 hours ago)

Put your money in a tax deferred account like a Roth IRA or 401(k). Find a cheap target date fund that's for the year you turn 65. It's the way to go for people who don't know what they're doing. It balances the portfolio automatically based on industry standard advice for retirement. Read through the prospectus for the fund and make sure it fits your goals and risk tolerance.

[–] Kalkaline@leminal.space 4 points 6 hours ago

Cool, I should renew my passport just in case.

[–] Kalkaline@leminal.space 54 points 21 hours ago (2 children)

Hey Grok, what's a good recipe for cooking rich people?

[–] Kalkaline@leminal.space 2 points 1 day ago (1 children)

Insurance costs and status quo bias push up insurance costs too. Shop around when renewal is coming up, I'm going to save $2000+ for home and auto insurance from what my last carrier was going to charge even when confronted with the price tag for similar coverages. They didn't even try to price match or beat. Same with the electric company. Be a better informed consumer. That's a couple paychecks back in my pocket.

[–] Kalkaline@leminal.space 5 points 1 day ago

You don't enforce it. You trust that the person will do the right thing.

[–] Kalkaline@leminal.space 13 points 1 day ago

That's not a weave, it's a comb-over

[–] Kalkaline@leminal.space 11 points 1 day ago (3 children)
[–] Kalkaline@leminal.space 15 points 1 day ago

This won't sway Trumpsters, it might bring some Nikki Haley voters on board. There are moderate Republicans out there that recognize the threat of fascism and would vote Harris to avoid that threat. She's very level headed and a rule of law person, not super liberal and more middle of the road than social Democrats would want. She's a good pick for undecided voters that care about the country continuing as a democracy. People who don't give a shit about anyone but themselves are going to vote Trump.

[–] Kalkaline@leminal.space 4 points 2 days ago

Can we please throw in some tactical training this time?

[–] Kalkaline@leminal.space 1 points 3 days ago

https://youtu.be/G8sGmSEehi4 have y'all heard this song? So catchy.

[–] Kalkaline@leminal.space 6 points 3 days ago

I fucking knew it.

 
 
 

What's that song that brings you back to a moment in time every time you hear it?

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