this post was submitted on 16 Aug 2024
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A Boring Dystopia

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[–] jaxiiruff@lemmy.zip 28 points 3 months ago

there goes my chance to escape CA anytime soon. fuck all insurance companies.

[–] Not_mikey 19 points 3 months ago (8 children)

Report says a large part of it is due to increases in severe weather events due to climate change so I guess you reap what you sow. Still doesn't begin to capture the costs of car usage but at least it's a start. Sucks for lower income people who need a car but we need things like this to push people away from car ownership and onto public transit otherwise the inertia of car dependence will stimy any efforts to improve public transit.

Inb4 "but public transit sucks right now I need a car", yes it does but no politician is going to invest in making it better if everyone's driving. We need to push people onto public transit so they can experience how bad it is and pressure there representatives to improve it. If we don't the status quo will remain, the planet will get warmer, more severe weather events will happen and people will die.

[–] psivchaz@reddthat.com 1 points 3 months ago

I keep arguing this and people don't like it. The pain is necessary, we need people to be inconvenienced so they demand we solve the problem. Our greatest enemy is little stopgap solutions that kind of help people now at the cost of their future, like subsidizing oil to make gas prices cheaper.

It really sucks that people who are already having a hard time, people who don't have money or time, are going to be the first to feel the pain. There's definitely things we can do to help, but we all know that at least America isn't going to do those things. I just don't see a better way. Kicking the can down the road isn't going to help them either, it's just going to put them in a worse spot later.

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[–] JimmyBigSausage@lemm.ee 12 points 3 months ago
[–] Habahnow@sh.itjust.works 9 points 3 months ago

This is a pretty short article that links to: https://insurify.com/car-insurance/report/ Which has a full report

[–] coffee_with_cream@sh.itjust.works 6 points 3 months ago* (last edited 3 months ago) (1 children)

Wow it's like half the people in California don't have insurance 🤔🤔🤔

Saying this as someone who got in a car accident where 3 other drivers did not have insurance and fucked my life up

[–] Eximius@lemmy.world 1 points 3 months ago (1 children)

Uh, can you explain to a European how does that even work?

They cause lots of financial damages to you and just... not pay? File for bankcruptcy? Or?

Yeah they just disappeared into the woodwork, left me with almost a hundred thousand dollars in medical debt.

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