this post was submitted on 18 Jul 2024
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"What would i do next"
Stop this nonsense and pay the car loan?
No, it can't be that easy!
Let them take the car because you didn't pay the car loan.
No "let them" about it. They're taking the car whether he likes it or not.
You're not wrong, but I've seen people go to great lengths to keep a car from getting repossessed even though they weren't paying. So I meant "let them" as in "don't fight them when they come knocking".
Long, worthless anecdote from 25ish years ago, feel free to skip: My buddy's grandfather owned a very small hometown car lot and financed some of the cars in house (instead of interest, it was just a flat rate "this is what it costs if you don't pay me up front"). Every once in a great while someone would stop paying and try to hide instead of calling and working with the guy who was super reasonable. He'd let people slide for months with no extra payments if you'd just talk to him about it. So my buddy would go looking for the car and pick it up. I went with him a couple of times because he needed a second driver.
Once I went with him after we had a particularly wild weekend. He had hurt his foot in a drunken lake incident so he was limping. I had two black eyes from face planting after a separate drunken lake incident later that evening. We showed up and one of the tires on the car was flat. So he's limping along with a tire tool and I'm helping him change the tire. We took it back without incident.
Before we got back to the lot the guy had called his grandfather asking why he sent two "mob looking sons of bitches" to take it back rather than just coming out himself. We were hungover, scrawny, injured teenagers.
The guy came by later that week and paid the damn car off and got it back. He had the money but was going to try to keep it and the car rather than paying this hometown working class guy.
If you haven't seen the move Repo Man, you should.
I have not, but I just read a summary and that sounds insane, which is exactly my kind of thing.
I'm going to see if my buddy has seen it. We may do a remote watch party.
Plate. Shrimp. Plate of shrimp.
The only real question is whether there will be violence. I wouldn’t want to be the rep telling this person anything they don’t wanna hear, like facts or reality.
Could this be a use great use case of an LLM?
All the Sovcit logic stuff is bullshit anyway, it just sounds like something that might be real. So build an LLM and feed it all the Sovcit shit you can find. Then ask it a question that contradicts a Sovcit position. Yes its going to be a garbage answer it returns, but it will sound like something a Sovcit would say.
Sovcit: "You can't take my car because I issued an international statement of payment with receipt on my account!"
LLM answer: "Oh, I'm sorry. International statements of payment are only valid in registered districts of independence. You clearly haven't executed a notice Promissory Estoppel, and its too late now so I have to take the car."
Like lemmy bot... but more stupid. I like it.
It'd be funny to build a bot to get in their replies, but doing so would help feed the problem. But I do like your approach.
Damn that's such a good idea lul.