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I can't speak to everyone's experience, but I did my 4 and got out in 2020 due to a physical injury. While I was in it wasn't great, but my wife and I collectively made about 100k/year with her as a teacher, we lived pretty well.
Since I got out, I attend school for free, receive a housing stipend, don't pay property taxes, receive free healthcare, and I'll receive about $50k this year in tax free disability. My kids and wife will have tuition if they decide to go (back) to school and they all receive free health insurance.
I don't think there's a lack of incentives at all, but simply people don't know of the benefits they can receive. No one sits down with them and explains it all and we end up with vets with PTSD on the streets because of it
Correct me if I am wrong, but it sounds like some (a lot) of your benefits are from your injury/disability?
Are you saying everyone should get disabled coming out of the military in order to collect benefits?
There's no doubt that I beat up my body while I was in the service, but no more than most tradesman do in their first years of life. I still train jiu jitsu regularly and am capable of doing most things (save for running).
You're correct in assuming that I receive some of my benefits due to my disabilities, such as my property taxes and my disability payments, but lots of benefits are available to those without any disability rating.
Some of the non disability related benefits include:
Again I am considered a disabled veteran, so some of the benefits I gain from that are:
All of my injuries are what I would call "wear and tear", I have shin splints and back pain and what have you, things that everyone gets on their way to their 30s regardless. I'm just lucky enough to have been in a place where I can receive compensation for that wear and tear. The only exception to my injuries that most people won't have is a genetic blood clotting condition that I'll be on thinners for for the rest of my life, but they only awarded me 20% for that.
You also don't need to be 100% disabled to collect these benefits, things like Chapter 31 are given out pretty liberally, and property tax exemptions are usually pretty well laid out.
All this to say that while yes some benefits are locked behind a disability rating, you will receive one for regular wear and tear on your body