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My problem with HOA's is that they seem to have no accountability if a power tripping asshole is in charge. If HOA's lost the ability to put leans on properties and was just an organization that neighbors joined of their own volition, it might be better
Then again, if they don't have that power then they can't do what your HOA did.
I will NEVER live in another HOA community. To your point, it just takes a few dicks to ruin it for everyone. Sold my house to an institutional investor just to get out of one. Everyone peering out their blinds, ready to speed, dial the gastopo if a car they dont recognize appears at someone else's residence. The 6am geriatric weed police making sure everyone's lawns are mowed at 90' angles. Can't have a work truck in your own driveway, gotta repaint your house every 10 years now you wanna tell me who I can and can't unload this paper house to? Get bent. Communities usually full of big truck, clean bed freedom lovers too.
They either speed-dial the police, OR they simply just come out and shoot at whoever they feel is "invading". My friend had a whole list of areas he wouldn't deliver when he was running Instacart stuff because he'd gotten shot at or threatened by neighbors (or sometimes the people who actually ordered things).
My guy YOU are the accountability. Yes, it’s another exhausting and thankless form of governance, but if you hate the board and the despots? Run a flyer campaign, run for the board/leadership, get on the finance committee and run obstruction, abuse the bylaws and force actual proper process and procedure - the power trippers rarely are actual good administrators, and generally hate procedures and checks on power.
It’s not a fun process to fight back, but “refi and run” doesn’t solve the issue of bad HOAs/leadership
its an election system and you can actually call a vote by petition of residents. I get peoples feelings but there are options to stop gross negligence. Its tougher when the person is sorta annoying but not enough to go through the pain of getting rid of them or like people deciding to run themselves and do the work. Its unpaid work and in my experience the ones doing it are more put upon than those that don't. With a few exceptions.