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this post was submitted on 05 May 2024
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Asklemmy
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My credit card was cancelled due to nonpayment, so of course my credit score went up (a lot) because my DTI went down
I assume this is that famous american thing where you're punished for paying cash, avoiding leasing and subscriptions?
Yes. And somehow having $20k credit card debt is worse than $100k student loan debt ๐ซ