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Ah yes, let’s ensure only the well off can afford firearms.
You're right. Let's give everyone good free gun insurance. We can call it Otrumpacare
Let's be fair, half the point of an HOA is keeping the poors (and ethnics, but they aren't allowed to say that part out loud any more) out of your neighborhood to maintain property values. So your HOA requiring you to carry some kind of gun insurance wouldn't be completely unreasonable, if you can't afford it (or anything else they want) you shouldn't be living under that HOA.
Also why I don't live in an HOA, and having an HOA was a red flag when I was looking for a house.
Guns aren't cheap. If you can buy a gun, and you can buy ammo, you can afford insurance. It's only the well off who already can afford firearms so I don't get what you're arguing? You wanna give guns to poor people?
No, all of that is wrong, and yes, the poor people should have guns. Everyone has the right to self defense.
Guns can be cheap, ammo is generally affordable, and there could be many who could afford both but not insurance. $250 one time purchase versus $hundreds or $thousands annually.
Also, there's no way in hell you could put a requirement to pay regular insurance costs as a requirement to exercise a Constitutional right. The courts would flush that down the shithole immediately.
Have you seen the price of ammo lately? That's pretty much the system we have now.