this post was submitted on 02 Apr 2024
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submitted 7 months ago* (last edited 7 months ago) by BmeBenji@lemm.ee to c/196@lemmy.blahaj.zone
 

"No one who works here at CapitalOne would ever tip this much so we just wanted to double-check you were of sound mind when you did this! :)"

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[–] flames5123@lemmy.world 15 points 7 months ago* (last edited 7 months ago) (1 children)

Huh? There so so many protections with cards. All of my cards can very easily do a charge back and they’ll fight the charge with the retailer, not you. You only use a PIN for debit cards using a debit transaction because it’s a direct transfer, resulting in no card fees, very much the same as cash. No real credit cards have a PIN.

Edit: ah, I see they weren’t talking about American credit cards. My mistake! Interesting to learn that other countries do though.

[–] SexualPolytope@lemmy.sdf.org 18 points 7 months ago (1 children)

Only in US. In many (most?) countries, credit cards do have PINs.

[–] flames5123@lemmy.world 4 points 7 months ago

Ah, I misread that as American cards have PINs.