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Those areas are not at all equivalent. Florida gets flattened by hurricanes every year. California is on fire every year. Other areas get disasters but not with nearly the same frequency.
Once you get a bit farther north than Florida huricanes are not an every year thing. Sure they still happen but not with nearly the frequency that they do along the gulf coast. The midwest gets tornados but outside of tornado alley they are a rare thing. Even in the areas where they are frequent the damage tends to be more localized when they hit than with huricanes or wild fires. As far as rivers go, they do flood but that is something that can be controlled. As someone who has lived along the coast of the Mississippi for their entire life I am very aware of all of the flood prevention work the army core of engineers has put into the area and it all works. Sure it's still a risk if there is a dam failure or an especially heavy storm but that is a once every 50 year thing not a literally every year thing. If you are living in an area that floods every year and that risk can't be mitigated then, yes, you should stop living there.
Sometimes a comment comes along that's so full of bullshit it's kind of impressive.