this post was submitted on 19 Mar 2024
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Mildly Interesting

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A list of things my property insurance does not cover. (lemmy.ca)
submitted 6 months ago by lazylion_ca@lemmy.ca to c/mildlyinteresting@lemmy.world
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[–] Tar_alcaran@sh.itjust.works 35 points 6 months ago* (last edited 6 months ago) (3 children)

So basically they only insure against a stranger damaging it, and fire.

[–] ShepherdPie@midwest.social 20 points 6 months ago

But if your house catches on fire they'll deny the claim because those charred rafters were actually damaged by the water from the fire hose.

[–] OpenStars@discuss.online 11 points 6 months ago (1 children)

Hrm, this list seems a lot shorter than the one in the OP. It'd sure be nicer if they had just said your version...

[–] SzethFriendOfNimi@lemmy.world 6 points 6 months ago (1 children)

It’s a contract. You can be sure they’re going to list just about everything.

[–] OpenStars@discuss.online 1 points 6 months ago

Security through obscurity!

[–] RaoulDook@lemmy.world 6 points 6 months ago (1 children)

and tornado

[–] SzethFriendOfNimi@lemmy.world 4 points 6 months ago (1 children)

Wind and rain damage is excluded

[–] RaoulDook@lemmy.world 6 points 6 months ago (1 children)

Not excluded if resulting from a tornado, line item 20.