I'm lucky my banking app works (GrapheneOS), as it's now requiring 2FA with the app anytime I login on the browser. Can't use an actually secure form like TOTP. At least they now allow passwords over 8 characters (yes, serious).
(Meme in comments)
this post was submitted on 07 Mar 2024
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Who cares if it's necessary? If people want to do it, they should be able to, without punishment.
Well you can, and there is no punishment, so you should be happy.
I imagine you probably think "punishment" is that some bank won't let you use their app on a rooted phone. That is not a punishment, that's the bank implementing the security that they deem necessary for access to their software, and is likely part of a license agreement that you agreed to by using it. You have no default entitlement to have free use of the software that anyone else produces unless the software developer's license states that you do.
Actual punishment would be if your phone gets bricked by the OEM for rooting it, or government authorities fine or arrest you for rooting.