this post was submitted on 15 Feb 2024
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Bunch of rentals in Seattle are requiring credit of 750+. I thought my 740 credit wasn't half bad for only being in the credit game for like 6 months but it still can't get me shit here
A minimum 750 credit score is crazy. I haven’t ever missed a payment on any line of credit in my life and mine is 751. The maximum is 850 for god’s sake!
At a certain point it's just excluding younger applicants, because their credit history is just too short to hit that requirement regardless of the other factors. Now if you want an easy way around it, just buy a trade line - pay someone to add your name to their credit card, and your credit score (temporarily) goes up. Bullshit for a bullshit system.
Errrr, I was low 700 and was approved for the lowest rate in Bellevue. Maybe you should try a different bank.
740 is great, don’t let those fuckers get you down.