this post was submitted on 15 Feb 2024
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Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

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The numbers will determine your fate (lemmy.world)
submitted 9 months ago by The_Picard_Maneuver@lemmy.world to c/microblogmemes@lemmy.world
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[–] BarrelAgedBoredom@lemm.ee 9 points 9 months ago* (last edited 9 months ago) (1 children)

The terms of a loan boil down to "we'll give you x, pay it back plus interest in y amount of time". How do you stretch something with a legally binding predetermined end out indefinitely without hurting your score or financial wellbeing?

[–] NegativeInf@lemmy.world 5 points 9 months ago (1 children)

Take out a personal loan for the balance?

[–] BarrelAgedBoredom@lemm.ee 4 points 9 months ago

Isn't that just kind of burning money at that point, i.e. harming your financial wellbeing? Also, aren't personal loans seen as "bad" for credit score purposes? I had to take one out a few years back and my score dropped like 45 points within the week