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Ehhh he's fairly spot on. When I didn't have insurance I had to go to the ER or try to find a doc that would write a prescription "under the table" - which never went well. No urgent care would see me.
Now that I have insurance I've only been to the ER for a real emergency once.
Still going to the ER with insurance wiped out my savings though, so I don't really see all that much difference.
Well it sounds like y'all are living in terrible places and you should move.
I live in one of the poorest parts of the USA, and have spent decades in poverty myself. During my terms in poverty I usually had no health insurance also, and I got all the medical care I needed by going to normal doctors, none of which ever turned me away for not having insurance.
So I have literally never encountered any medical facility that turns away patients for not having insurance. That would amount to a criminal action IMO and should be cause for a complaint to the state's medical board should you encounter that again.