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Interesting that a lump sum worked better but it makes sense for those starting businesses, you need to invest.
Other points:
Giving to everyone in a town seems to be useful because everyone knows everyone else has additional income, so there may be a market for the new motorbike taxis or whatever. That makes sense to me too.
Also, no inflation. Some of that might be because it was only a town and you can always go to the next town over. But it might also be because inflation is "too many dollars chasing not enough goods" and when they started businesses, they produced more goods. So it balanced out.