this post was submitted on 07 Dec 2023
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Give me a digital transaction without fees and I'll give up checks. They cost less to accept.
Lulz, fees on digital transactions, is it the 90s again?
When I accept digital payments for my professional work there is always a fee no less than 1% and sometimes as high as 3.75%. Is your experience different?
I think they're making fun of the US for still having fees.
Here in europe bank transfers are generally free.
Point scored for Europe. I wish that was the case here. I use a service that will do ACH transactions (account to account) for about 1% but many people only want to pay with cards and that means 2.75% or more. Banks suck.
Yeah so over here you would lose more from clients not doing business with you because your prefer checks than what it would cost to pay the fees, but I thought you meant transaction fees for the person paying, not for the business. Debit is much less expensive than credit too so some businesses just don't accept credit (but it's getting rare).
Mostly I do accept the digital payments. Very few, particularly since the pandemic, pay with checks. But it hurts a bit when its accounting time to pay those big fees. Its just profiteering because they can do it as a group of monopolists.