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submitted 11 months ago by throws_lemy@lemmy.nz to c/technology@lemmy.world

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[–] kirklennon@kbin.social 1 points 11 months ago

Apple/Google Pay is an additional intermediary that allows you to pay for things on your devices using your credit card.

They’re not involved in the actually processing of payments though.

They charge fees over and above the credit cards

The merchant pays the same; they charge the issuing bank a fee. The Australian government already fretted about that years ago but got over it.