this post was submitted on 28 Nov 2023
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Because the tragedy of commons applies. Someone selfish will keep it or break it, or replace their own broken tool.
The idea of a collateral here would be something the fraction of the cost if the tool thats still an incentive to return it safe and sound.
Thw collateral is returned afterwards
It also prevents gradual decline. If someone keeps a shovel forever, but they left an axe, well now the library has an axe they can lend out.