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As a Canadian, I don't know much a out how a 401(k) works. I'm hoping for your sakes it isn't like Canada's CPP, which is basically just the worlds largest ponzi scheme, and will likely collapse before anyone under 40 today retires. My whole life I'm essentially paying to prop up boomers in their retirement, and will see nothing when my time comes. But if I stop paying I go to prison.
I don't know what you read and where you read from but:
That means, some 18 years old today could retire at 65 (in 47 years) and have guaranteed pension until at least he/she reaches 93 years old. That was limited to only as far as the report went (“at least”). You are certainly older than 18 if you already pay into the Canada Pension Plan. Therefore, you are guaranteed a pension until you are 93+. Complain to someone else if you know you will live to be 120 years old.
Moreover, a recent research comparing hundreds of pension, endowment, and sovereign wealth funds showed Canadian plans outperforming their international peers on all fronts over the past two decades. Source: The Canadian Pension Fund Model: A Quantitative Portrait — Alexander Beath, Sebastien Betermier, Chris Flynn, Quentin Spehner
Beyond that, I cannot help you if you wish to hold onto your falsehood as sacrosanct.