this post was submitted on 21 Jun 2023
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Finance
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Stealing from the YouTube comment section.
1- 1:27 Just putting money into a retirement account does not mean you are investing
2- 2:28 You can be financially independent even if you don't own a home
3- 3:57 savings should be something you do passively, not actively
4- 4:57 investing should not mean picking individual stocks
5- 6:17 spending less is not the same thing as saving
6- 7:30 budgeting is not the opposite of spending
7- 8:40 restricting your spending will not allow you to build wealth as much as bringing in more money
8- 10:03 keeping a running credit card balance is not good for your score
9- 11:11 almost everything is negotiable, including debt
10- 12:45 you shouldn't necessarily aim to get a tax refund
11- 13:50 even if you make a lot of money, your spending still matters
Thank you!