this post was submitted on 10 Sep 2023
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Clever Comebacks
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I have no idea what his situation was, he had full healthcare. There's the law, and then there's bringing insurance companies to court over the law. This might have been about a decade ago.
An out-of-pocket maximum is a cap, or limit, on the amount of money you have to pay for covered health care services in a plan year.
The key word being "covered health care services". This also does not cover their own expenses, loss of salary etc.. These laws are intentionally complicated so it's theoretically possible to be covered, but good fucking luck going through the loops.
You can still find studies that claim that over 500k people file for bankruptcy every year due to accumulating medical costs I'm sure all these people are stupid and had NICUs built in their homes...