this post was submitted on 10 Sep 2023
1320 points (97.3% liked)
Clever Comebacks
1173 readers
1 users here now
Posts of clever comebacks in response to someone.
Rules:
- Be civil and remember the human. No name calling or insults. Swearing is allowed but when used to insult someone.
- Discussion is encouraged, but only in good faith. No arguing for arguments sake.
- No bigotry of any kind.
- Censor names/identifying info of everyone who isn’t a public figure.
- If you break the rules you’ll receive one warning before you’re banned.
- Enjoy this community in the light hearted manner it’s intended.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
The thing you drug up about the US hasn’t been a thing for more than a decade. The individual out of pocket limit is $9,450 this year for an individual, and Pregnancy, maternity, and newborn care are considered “essential health benefits” so as long as it was an actual factual real health plan and not something like a health care sharing ministry, there’s no way you’re going in a millionaire and coming out destitute unless you did something phenomenally dumb like demand an NICU be built into your house. Out healthcare is broken in so many ways, but the bandaids do exist on the system.
I have no idea what his situation was, he had full healthcare. There's the law, and then there's bringing insurance companies to court over the law. This might have been about a decade ago.
An out-of-pocket maximum is a cap, or limit, on the amount of money you have to pay for covered health care services in a plan year.
The key word being "covered health care services". This also does not cover their own expenses, loss of salary etc.. These laws are intentionally complicated so it's theoretically possible to be covered, but good fucking luck going through the loops.
You can still find studies that claim that over 500k people file for bankruptcy every year due to accumulating medical costs I'm sure all these people are stupid and had NICUs built in their homes...