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What's a scam that's so normalized that we don't even realize it's a scam anymore? (lemm.ee)

submitted 1 year ago by mastermind@lemm.ee to c/asklemmy@lemmy.ml

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[–] grayman@lemmy.world 1 points 1 year ago (1 children)

There's so much inflation these days that pensions are impossible unless the pension money is invested to keep up with inflation. So it's the same thing at best out a worse option.

[–] PeepinGoodArgs@reddthat.com 2 points 1 year ago (1 children)

So it's the same thing at best out a worse option.

It's not though. With a pension someone work that knowledge manages that investment. With a 401k, the employee is. Except most employees don't have that kind of time or expertise. So, it's "our fault" that we end up with a poorly managed retirement when... we could just do pensions.

[–] walden@sub.wetshaving.social 2 points 1 year ago

Every 401k account I've ever had comes with a "let us manage it for you" option.