Monero

Well, when it comes to money you use, big or small, theres obviously no comparison. Monero does have some scaling limitations that we will inevitably run into eventually that have not been resolved, but the whole privacy thing is a deal breaker whether Bitcoiners think so or not, Monero is really the only option. You can't just be running around with fully traceable to the beginning of time transactions that any two bit crook with a plumbers wrench can see. Even if youre broke but you sell something to a rich guy it's a huge risk for someone to misunderstand that.

But bitcoin does have some things going for it that make it useful, not as money for everyday people of course. First, it is censorship resistant and final, and nobody can stop it now. But more importantly, it is the biggest proof of work network by far and has a mature mining industry, this necessarily means that one day it will be used to trade energy on international energy markets. It has a huge place with regard to global capital allocation and trade, and so it is a very smart move to have some.

But you can never just spend it, not unless you want all the problems associated with the transparent ledger that the maxis like to downplay and ignore, and they're absolutely huge problems. When it comes down to it, practically, if you want to get paid for your work or business and spend your money in your life, it's no contest: monero is the clear winner.