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For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 3 weeks ago* (last edited 3 weeks ago) by Reverendender@sh.itjust.works to c/asklemmy@lemmy.ml

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Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

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[–] Reverendender@sh.itjust.works 9 points 3 weeks ago (1 children)

The ER idea is brilliant, especially because I just moved here and don’t have a PCP yet. Even better, I can hit up urgent care every day!

[–] Sterile_Technique@lemmy.world 4 points 3 weeks ago (1 children)

Yeah your biggest obstacle right now is going to be "our next available appointment is in 4 months", so ER is the way passed that. It's not super ethical, but neither is the way our healthcare system operates, so do what you gotta do.

[–] Reverendender@sh.itjust.works 2 points 3 weeks ago

When it comes to the American insurance industry, I think I am fresh out of “ethics.”