Running out of reality to blame, they got to make stories.
this post was submitted on 20 Aug 2024
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You'd also have pressure on firearms manufacturers and regulatory bodies because the insurance companies covering the owners would do everything in their power to shift blame away from their customers, so as to avoid paying out on the policies. Suddenly you have a lot of money behind preventing accidental discharge, etc
You'd also have a lot of people who simply couldn't afford to be covered because they are obviously unstable jackasses that have no business owning a fucking sharp pencil, let alone a gun, and an insurance company would be able to spot that in about five seconds.
You'd also increase the cost of responsible ownership considerably, while irresponsible owners would be largely unaffected...
Irresponsible owners would have the highest rates. I think they’d be the most affected.
Is that how it works with cars? Or do they just drive around without insurance?
That’s how it works with cars. Moving violations increase the cost of insurance. Driving an uninsured vehicle could cost you your license.
Yet it still happens often enough that "uninsured motorist" coverage is not only available, but commonly accepted as essential.
I think he means that criminals are going to not pay anything and that you’re punishing a percentag of the gun owners that are doing it legally.
I mean... yeah, any meaningful regulation isn't really going to have the greatest effect on those who do their best to skirt it. But as our society is based on financial incentive, it gives those with economic power more reason to invest in proper enforcement.
You won't have perfect enforcement of anything. But giving up because of the minor inconvenience it might impose on the "good guy with a gun" is counterproductive.
But those criminals would then have an additional, easy to prove charge against them. Directly to jail.
There's no such thing as criminals and non-criminals. Humans are fragile and their mental state constantly changes. That's the problem with gun ownership.
The person you're responding to is right, though: adding insurance costs takes a constitutional right and turns it into a privilege only for those who could afford it. We've seen what the insurance industry does with medical insurance, homeowners insurance, and every other type of insurance: they fuck the little guy over every chance they get. So you're just telling gun owners to throw money at a company that is just going to keep it, rather than tell them to take that money and attend biannual (twice a year) firearm safety training to remain in compliance with their license.
Not a single person in this thread has talked about subsidizing firearms training and making it mandatory, you all just want less guns in the hands of fewer people. So just say that, instead of hiding behind this false-altruist "Well, it'll only affect the bad eggs," yep, that's why good people are never denied medical treatment from their insurance, because it only effects the bad eggs.
Since we’re doing cars here despite that not being close …. -Just like unlicensed drivers, uninsured motorists, unregistered vehicles result in jail time, so would the lack of firearm insurance.
If uninsured drivers is such a solved problem, why is it necessary to have "uninsured motorist" coverage? And it may frighten you to know that when I was young and unlicensed, I stole my mom's car and went on a week long multi state joyride without being caught.
It certainly happens. Uninsured motorist coverage is part of the solution, as is giving licenses to undocumented aliens . However most importantly, if you did get caught doing anything, that’s a couple more infractions you’d be up for, and likely jail time (and good dint need any effort to prove it)