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We live on an ocean-going sailboat. We make our own water and electricity. We have ~25 years of membranes, filters, and most parts. While we have the means to move around to cooler climes, going further northward means more severe storms and shorter working life of everything. So there's that consideration.
Having the escape hatch of the boat does a lot to ease the anxiety.
Other coping mechanisms:
I'm sure I'm skipping over some of my other copium prescriptions, but those are the most salient.
We had the same idea. Even ended up living on an old 37' for about a year... then we popped the stern tube during an engine test (40 years worth of copper corrosion)...
Well you can imagine what that was like. It was only through sheer dumb luck that we saved literally everything we own. That coupled with some expensive engine repair and we ended up spending the cost of the boat again in repairs.
There's more to the story but ye, we live in a house now.
This is not to discourage any one btw, just pick your boat better than we did. Also, you need to be really into DIY or really rich, because God damn, boat stuff is expensive!
0_0 HFS! Glad you're okay AND saved your necessarily minimal (because boat) belongings!