this post was submitted on 29 Jul 2024
55 points (100.0% liked)

New York Times gift articles

559 readers
42 users here now

Share your New York Times gift articles links here.

Rules:

Info:

Tip:

founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] Zikeji@programming.dev 9 points 3 months ago (1 children)

If you'd read the article, you'd find that he was asked for the last 7 digits of the number, not the full number. He admits he should have found that fishy, but was distracted at the time. Since his bank's credit cards all have the same first 9 digits, he had just given the scammer the full number.

[–] breadsmasher@lemmy.world 2 points 3 months ago (2 children)

Yes. Most other banks are like that too, not unique to his credit union

https://wallethub.com/edu/cc/what-is-a-credit-card-number/44066

But again, I ask, why give out any numbers at all. It isn’t ever relevant when discussing an account with your bank/CU whatever. Literally the only time its needed is to pay for something

[–] Itsamelemmy@lemmy.zip 5 points 3 months ago* (last edited 3 months ago) (1 children)

But again, I ask, why give out any numbers at all. It isn’t ever relevant when discussing an account with your bank/CU whatever.

Last 4 of your card and last 4 of social are extremely common verification questions banks ask to make sure you are who you eay you are.

[–] breadsmasher@lemmy.world 5 points 3 months ago

I guess this is an american thing. I’ve never ever been asked by a bank to provide card details. Ever. If it was asked, id immediately hang up 🤷‍♀️

[–] Zikeji@programming.dev 0 points 3 months ago

I never claimed the first 9 being unique to his CU was special, just added it as clarification, since you hadn't read the article.

As for repeating your question, the author has his own explanation as to why (basically came down to bad timing, or in the case of the scammers, good timing).