twopi

It's both.

If you just look at supply and demand graphs.

Where S is supply, D is demand, N is number of people, I is number of investors, and P is price you'd have:

1. S[=N+0]=D[=N+0], P-
2. S[=N+0]<D[=N+I], P▲
3. S[<N+0]<D[=N+0], P▲
4. S[<N+0]<D[=N+I], P▲
5. S[>N+0]>D[=N+0], P▼
6. S[<N+I]<D[=N+I], P▲
7. S[>N+0]>D[=N+0], P▼
8. S[>N+I]>D[=N+I], P▼

It is not an analogy. That's just math.

I'd like you to show the math as to what the ratio and relation between landlords and renters are.

I'll wait.

Some more scenarios:

If there are more houses than people, then investors would loose money and housing won't be a good "investment".

If there are fewer houses than people, then the same situation would unfold now just there would be homeless people.

I'd like to see this demonstrated as false.

Also this fits perfectly fits within supply demand curves.

If you have people who want to own homes + an investment property, you'd've increased demand compared to everyone just wanting one home. D*2 > D. Hence the mere act of desiring investment properties and acting on that desire causes prices to increase. Prices only decreases when supply increases. As S ▲, then prices fall, P ▼. However the set amount of humans stay the same. So the following scenarios are possible: [N+0], Everyone wants one home [N+I], At least one person wants an investment property

1. S[=N+0]=D[=N+0], P-
2. S[=N+0]<D[=N+I], P▲
3. S[<N+0]<D[=N+0], P▲
4. S[<N+0]<D[=N+I], P▲
5. S[>N+0]>D[=N+0], P▼
6. S[<N+I]<D[=N+I], P▲
7. S[>N+0]>D[=N+0], P▼
8. S[>N+I]>D[=N+I], P▼

There are two solutions.

1. Housing Cooperatives: https://chfcanada.coop/about-co-op-housing/
2. Community Land Trusts: https://www.communityland.ca/

Both provide people the ability to have homes without direct ownership nor dealing with the hassle of ownership nor the uncertainty of renting.

It has the benefits of owning. Control over rent prices, ability of modifying living space (including putting up pictures) and benefits of renting (allowing easy relocation, delegate maintenance responsibility).

Housing cooperatives and CLTs have the benefits of both without the drawbacks of either. It also treats housing as a human right as opposed to an "investment".

There are housing cooperatives for students, the most temporary population and the least wanting to maintain a property.

https://www.nasco.coop/

You can be a part of this movement too by donating or investing in such projects. I urge you to do so.

They work, and work well. There just needs be mass injection of funds into them.

I absolutely agree. I'll repeat a comment I made separately.

I’ll repost a comment I made before again here:

If you have half the population each have 1 investment property. You must have the other half renters. You literally want to create two classes. Those with investment properties and those with no property. One class above another. You’re just using billionaires as a shield. You want to put yourself in a class above other people.

We should all work so that each person has one home.

And the “I don’t want to work until I die” should be covered by social insurance/social security instead of making someone else a renter.

context: https://lemmy.ca/comment/4927203

I'll repost a comment I made before again here:

If you have half the population each have 1 investment property. You must have the other half renters. You literally want to create two classes. Those with investment properties and those with no property. One class above another. You’re just using billionaires as a shield. You want to put yourself in a class above other people.

We should all work so that each person has one home.

And the “I don’t want to work until I die” should be covered by social insurance/social security instead of making someone else a renter.

context: https://lemmy.ca/comment/4927203

I really, really want to see that Oreo meme you're talking about.

Also about not wanting to be tied down. I totally get it. You know what fixes that? Co-operative housing. Some links: https://campus.coop/ (Toronto) https://www.nasco.coop/ (North America) https://www.studenthomes.coop/ (United Kingdom)

These are housing cooperatives for the most mobile population: students. And you know what? No need for landlords what so ever, while still providing location mobility and the possibility of hiring an external management team or (using democracy) elect amongst yourselves. Again disproving your very point.

I really like housing cooperatives but we have way too few of them. As a young professional moving between cities it would be great.

What do you get from a landlord owning housing as opposed to housing cooperatives? (This is the [only] question I want you to answer)

I can tell you what you get from cooperatives that you don't get from landlords. You don't have to pay for an ROI for the landlord. That is it. Same maintenance costs. Similar price for home to start but better for the inhabitants.

Do you realize how much money a billion dollars is?

Not relevant, stop using billionaires as a shield.

One class above another, like a walk up a hill – and then the billionaire class is on a fucking space station. Again, I’m reminded of the Oreos meme.

Again not relevant. To use your metaphore I don't want a space station and I don't want a hill. You on the other hand want a hill (and you being the king on the hill) but no space station. I say no to both.

Again I want that Oreos meme.

Well it’s not. So make that a reality before attacking people for trying to better their situation.

Well maybe it would be if people who "invest" in real estate don't oppose increasing or bettering social insurance. Those who are the biggest proponents of real estate investors are the biggest opponents of social insurance. Social insurance comes from general taxation of working people. Those people (like you) want to move the money working people pay to taxes for general social insurance and instead pay all that money towards rent that landlords (like you) control. You are literally moving money from general social insurance to your own pockets. And both young people and actual poor old people suffer. You do not oppose tyranny. You want to become the tyrant.

Another option is a Community Land Trust (CLT). Community owned land which is similar but under a different structure with a wider ownership structure. https://www.communityland.ca/ (Canada)

And guess what? With CLTs you can actually invest yourself if you don't live inside it, because a broader ownership structure and you don't have to be a landlord. Awesome!!! Oh wow!

Try it in your city! Here's one from mine https://www.oclt.ca/invest/ (Ottawa, ON, Canada)

Bro, really. You've got to learn how to take an 'L'

We both know you edited that.

You originally wrote: Hong Kong Shanghai Bank of China Then when I called you out on it you changed it to Hongkong and Shanghai Banking Corporation

The general history is not disputed.

Well .NET is dead now so I guess .COM and .ORG are dead too?

Same. Was legit surprised lol.

Why are blaming the actions of a London based multinational company on China?! Really?!

555-555-BOOB

8th grade level I know

I think I need to tune the controller manually to properly control overshoot.