My work laptop recently updated to Windows 11 and man, what a pile of garbage. If I could downgrade, I definitely would
NutellaIs4Lvrs
joined 1 year ago
Is it 2300 miles or 23,000? If it’s 2300, that price isn’t terrible. If it’s 23,000, that’s a lot of miles for a car that is only a year old and would probably take the price down closer to 20-21k. Does your current car have any real issues or do you just want something newer?
Regardless of your states requirements, Id get it inspected by a mechanic of your choosing. It’s a Toyota so there probably isn’t anything wrong with it, but a $150 inspection could save you from a $20,000+ mistake.
As for can you afford it? If you had rent, utilities, groceries, etc., definitely not. I’d guess you net around $2400 a month from your paychecks and a loan on that car would probably be around $450-$500 a month(assuming down payment of the value of your current car, a 10% interest rate, and 60 month term).
If you pay cash, would you have a 6 month emergency fund built up by the time you start paying rent? That calculation should include rent, utilities, insurance, groceries, and gas(even if you don’t have to pay for all of that).
If the answer is yes and you really want the car, sure, go for it. Could you do something else with that money that would increase your net worth long term, absolutely, but the choice is ultimately yours.
Yes, exactly. I’m not really allowed to do anything other than some minor personalization of appearance.