Echinoderm

People won't stop just using social media.

We are discussing whether we should stop using social media via social media.

Nothing I'll hasn't been covered in some way already. These are based on my personal experience, so might not reflect everyone's experience. It's also been a few years now, so the market might have changed.

As everyone else has said, a broker is a good first step to see what sort of budget you have to play with. I've always had good experiences with brokers, and they make the borrowing process easier as well.

Once you have a budget, start looking at places. I would recommend not to rush into it. The more you look, the better sense you will get for the market and what things are worth. Go to some auctions, see how they flow and the final prices. Eventually you should get a somewhat decent sense for what something will go for as soon as you look at it based on size, location, quality, etc.

Agents might underquote (advertise places for less than the vendor will actually sell for) to generate interest. Don't be all that surprised if the final price is higher

Obviously never spend more than you can afford. But the more important bit of advice I got was: don't pay more for a property than it's worth.

If they think they can, agents will push you to bump up your offer. They want you to get emotionally invested in a place before squeezing you for a higher price. They'll say things like "if you don't give your best offer, you'll miss out."

There'll be lots of places you like, but someone will offer more. It feels bad when it happens, but never let yourself get sucked into spending more than a place is really worth. You might be paying off that mortgage for 20-30 years and regretting it. Set yourself a price that you think is reasonable, and hold yourself to it. If the agent tries to get you higher just tell them it's more than you think it's worth and the other buyer can have it if they think it's worth more.

is virulent anti-renewables and, like many of his Coalition partners, pro nuclear

I'm guessing that the consequences of one of those being subjected to a cyber attack/sabotage is not on par with the other.

The 25% casual loading is calculated to take in notice of termination and redundancy pay too. Lots of people resign and fewer are made redundant, so wouldn't get notice or redundancy pay anyway. That means in most circumstances, employees are better off in a pure money sense as casuals.

The big downside is if things are quiet at work you aren't guaranteed any hours. As you mention, that also creates a hurdle when applying for loans.

Unfortunately the reference to full-time is sloppy reporting from the Guardian. The quotes from the Minister only mention converting to 'permanent' work

Currently casuals working regular part-time hours are supposed to be offered permanent part-time work. I doubt they'll be changing that.

It was merely the people who decided they wanted to choose for themselves which doors they would enter, and not be told by an admin they couldn’t enter certain doors.

I don’t like being told which parts of the internet I’m not intelligent enough to decide for myself about how I feel.

and if I see a community on any of them I don’t like, then it’s MY job to block it from my view, not an admins.

I can't see a sensible way to read your comments as anything but critical of admins who choose not to federate with all instances.

My so-called vitriol is because I appreciate that by running an instance, admins are providing a service to me while bearing the brunt of the financial and legal responsibilities that go with that. If I don't like how they run it, it's incumbent on me to get out of their house and move into my own rather than complaining.

It's not about you feeling like a big kid or feeling over protected. It's not the subscriber that is left sitting with a server full of illegal material if someone subscribes to that sort of content, it's the instance owner, and they will be the ones that end up risking prison

If you want federation with everything, then make your own instance which hosts copies of child abuse, terrorist and hate material. But don't criticise admins for not wanting to risk jail time so you can feel uncensored.

What would you expect the union to do? One of the union's roles is to protect the health and safety of its members. If taking the books off the shelves stops the abuse, I suspect they would support the move.

Nice try David McCormack. Back to being a cartoon dog for you.

The rules lawyer in me can't help but notice that shellelagh only works if the club is already being held...

same way stores can deny service to individuals.

That really depends on the reasons. Denying service for a discriminatory reason (like a disability) will generally breach discrimination laws.

I still like those style of games. If you are looking for more of the same, I can recommend Shadow Tactics: Blades of the Shogun. Same concept, but set in Shogun-era Japan. It's frequently on sale on Steam and GoG.