I feel like this is similar to asking your insurance to cover NyQuil and Tylenol. Not exactly unreasonable for them to stick to what they’ve been covering so far, and not expanding into otc just because it is birth control. It’s equivalent also to asking them to buy your condoms.
this post was submitted on 16 Jul 2023
85 points (100.0% liked)
News
23275 readers
3650 users here now
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
founded 1 year ago
MODERATORS
The thing is your doctor can absolutely prescribe you Tylenol (or at least acetaminophen), and your insurance will cover it. I've been prescribed ibuprofen before. Just because it's over the counter doesn't mean your doctor can't prescribe it, and the OTC things insurance will cover already is pretty broad: diabetes supplies and COVID tests, for example.
You’re exactly right. It's nothing controversial. Insurance doesn't pay for anything OTC, for the most part.
I would've assumed the insurance companies would weigh the cost of birth control vs. the costs associated with pregnancy and childbirth and that they'd prefer the cheaper option, but I'm not sure how exactly medical insurance works in the U.S so maybe I just have an idealistic view!
I was surprised there were no incentives from my pet insurance for me getting my dogs spayed, but they were quite clear that they didn't cover any costs relating to having puppies and I would hope medical insurance would cover pregnancy and childbirth...
The first birth control pill sold without a prescription in the U.S. could remain out of reach for some women and girls because health insurance plans are not required to cover the medication in its over-the-counter form.
The article doesn't seem to mention whether it would be reimbursable under an FSA/HSA or not. The laws were changed a few years ago to allow reimbursement of OTC products or medications without a prescription. Though I imagine insurance coverage would be much more useful.
Isn't this drug supposed to be OTC? The first article I saw about it was about it being the first OTC medication of its kind.
Yes. This and the headline are not mutually exclusive.
view more: next ›