just had to add some cardboard boxes and another blanket over the window in the study. Rest of the house is ok but the study is struggling. I feel for those without AC today, this is pretty warm!
this post was submitted on 21 Feb 2024
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Melbourne
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Just looked at the bom website - Melbourne's forecast top temp is the highest in Australia ...
Strange sleep utterance of the day: people are all duct tape
So I've been finishing all the half watched movies and yesterday it was In Bruges.
More than half way thru and I'm thinking, Wow, I've never seen Liam Neeson so good in a role, it's like he's really acting. It was Ralph Fiennes. ๐คช
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Fakken ants are doing my head in. Anyone got recs for pest control companies?
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Kind of happy to be spending the day in hospital just for the air-conditioning! Poor housemate was cranking the evaporative cooling as I was walking out the door.
Cool change is here ๐
I got given some used items from work, some cushions and a seemingly very big expensive bean bag that I'll need to wash before using.
I barely managed to fit the bean bag into my back boot of the car, I have feeling that it's going to be way too big for my place but it might be nice to be able to lean back into a bean bag.
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Breakfast ๐๐๐๐๐๐๐ซ๐๐๐๐๐๐๐ฅญ๐๐ฅฅ๐ฅฆ๐ฅ๐ซ๐๐ ๐ฅ๐ฅฌ๐ฅ๐ฝ๐ฅ๐ฅ๐ ๐ซ๐ฅ๐ง ๐ฅฏ๐๐ฅ๐ฅจ๐ง๐ง๐ฅ๐ง๐ณ๐ฅ๐ฅ๐ฅฉ๐๐๐ซ๐๐๐๐ญ๐ฅ๐ง๐ฎ๐ฏ๐ฅ๐ฒ๐๐๐ฅ๐๐ฃ๐ฑ๐ฅ๐ฆช๐ฅ๐๐๐๐ ๐ค๐ชผ๐ฆ๐ ๐๐ฅฎ๐ข๐ก๐ง๐ฐ๐ง๐ฅง๐ฆ๐จ๐๐ฎ๐ญ๐ฌ๐ซ๐ฅ๐ฐ๐ช๐ฟ๐ฏ๐ฅโ๏ธ๐ต๐บ๐ถ๐ฅค๐ง๐ง๐ฅ๐ท๐ฅ๐ธ๐น๐ง๐
Pancakes with bacon and maple syrup, and hot coffee please. Gotta carb load before it gets too hot to eat, or my brain will cease functioning. If it hasn't already.
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How do you buy a house? Real question.
It seems like 8000 steps all of which cost money before you even look at a place, let alone start installing petunias.
Step 1 - sort the money - talk to bank about borrowing limits, knowing that these can change in a blink of the eye. If you can get a guaranteed borrowing amount GET THAT IN WRITING and the expiry date.
Step 2 - look at houses available. Set up list of criteria in 4 sections - 1) Must have 2) Nice 3) Nice but can do without 4) Dealbreakers. Get agreement from spouse and kids on these.
Step 3 - identify possible purchase. Then get council reports, engineering reports, architectural reports - and any other reports you think apply like flood prone land, possible future freeways, asbestos and other soil contamination etc. They are cheaper than remedial works - trust me on this.
Step 4 - start negotiations. If the house needs essential work, an estimate of price of the work (not from the REA) should form part of your calculations. If they want the $$ fast, expect to get a substantial discount for settlement in less than 60 days. Don't allow REA to panic you into a fast decision. You might want to employ a purchasing agent - they charge a fee but do Steps 2, 3 & 4 for you once they have your criteria. As these are the difficult bits, this might be time/hassle effective.
Step 5 - pay up.
Step 6 - move in.
Step 7 - discover all the stuff that you should have done in steps 2, 3 and 4 above. Scream and regret not having a father/brother/sister/cousin with electrical/gas fitting and other general trade qualifications.
Step 8 - install petunias
Source: purchased just before the pandemic. Yes I did employ a purchasing agent cos I was ignorant/out of date of all that stuff. Seamless experience which I recommend. They even went to the auction and bid for me (within the limits I'd set) so I didn't have to panic about that either.
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Talk to your parents and sibs.
See how much assets the family owns.
Discuss if you want share buying a house, if anyone is up for being a guarantor, if they will help with deposit.
See how much you can repay every month.
Organise first home buyer benefits.
Look at houses that are way less than you can afford. This way you won't be too stressed.
Try to buy something built in 60s or 70s, even if it's in a crappy suburb. Be close to PT, hospitals, schools and parks.
Aim to live in the house your whole life if possible. Buying and selling , stamp duty, is a terrible waste of money.
Make sure you have money for maintenance.
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Come on cool change...
Cat has gone back to sleepโฆ meanwhile Iโm struggling to stay awake and work.
Fingers crossed the weather isnโt too nasty today, worried about fire more than power outages