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Mass Surveillance.
Companies and governments alike have successfully convinced most people that they have "nothing to fear".
Car rental - I'm 95% sure I don't need any of those extra insurances but due to pressure and fear tactics (you do want to be covered if x happens, right?), it's hard to know in the moment.
I rent a car very often through work, and I always get those extra insurances, because:
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My company pays for it
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More than once the car rental companies have found some nano-scale damage to the car that I couldn't have caused (must've been there when I picked it up), and they try to pin it on me, something my job wouldn't cover. And unsurprisingly, those claims only happen when I don't have that extra insurances.
Battle passes and most microtransactions in games. Day one patches, and GaaS games, always online games and expiring media licenses. VAC bans on Steam.
gacha game, paying premium money, an insane amount event just to see virtual character
most cheap things that fall apart after a short time
Girl Scout cookies
They're a fund raising tool for the troop, which is very transparent. Nobody is forcing you to buy them, but people love them and do so voluntarily. Where's the scam?