this post was submitted on 03 Jul 2024
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A Boring Dystopia

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How Much Money Do Americans Have in Their Bank Accounts in 2024? (www.gobankingrates.com)
submitted 4 months ago by return2ozma@lemmy.world to c/aboringdystopia@lemmy.world
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The largest proportion of those surveyed (38%) have $100 or less in their checking accounts.

Half of Americans have less than $500 in savings, with 36% having $100 or less in savings.

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[–] shortwavesurfer@monero.town 3 points 4 months ago

I mostly follow the Dave Ramsey every dollar plan. So I have my budget worked out in such a way that once I'm done paying everything and moving money around, my bank account has like $5 in it that's just there to absorb any weird charges I might forget about. It doesn't normally happen, but it helps to have it just for that reason. I also have a specific amount that I put into my savings every month and the vast majority of my money I take out of the fiat system entirely every single month.