this post was submitted on 18 Jun 2024
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Have a look at BankWest's everyday account. They have no foreign transaction fees, free ATM withdrawals (excluding ATM operator fees) and importantly, no minimum deposit or use requirements to activate these benefits. With ING, last I looked, you need to jump certain hurdles to get the foreign use benefits.
Macquarie's everyday account may have the same benefits as BankWest, double check this because then you don't need to open a new account.
I also take a credit card as a backup and I use it for any hotel or car rental security deposits that get refunded - look at Latitude 28 Degrees. No foreign transaction fees again.