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Mastercard To Phase Out Manual Card Entry For Online Payments In Europe By 2030 (www.cnbc.com)

submitted 5 months ago by pedroapero@lemmy.ml to c/cybersecurity@sh.itjust.works

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Starting from 2030, Mastercard will no longer require Europeans to enter their card numbers manually when checking out online -- no matter what platform or device they're using. Mastercard will announce Tuesday in a fireside chat with CNBC that, by 2030, all cards it issues on its network in Europe will be tokenized. In other words, instead of the 16-digit card number we're all accustomed to using for transactions, this will be replaced with a randomly generated "token."

The firm says it's been working with banks, fintechs, merchants and other partners to phase out manual card entry for e-commerce by 2030 in Europe, in favor of a one-click button across all online platforms. This will ensure that consumers' cards are secure against fraud attempts, Mastercard says. Users won't have to keep entering passwords every time they try to make a payment, as Mastercard is introducing passkeys that replace passwords.

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[–] EmperorHenry@infosec.pub 2 points 5 months ago (1 children)

But guys! This isn't going to be hackable at all! And it's certainly not going to be a problem for problematic gamblers or anyone with compulsive spending habits

[–] Squizzy@lemmy.world 0 points 5 months ago (1 children)

That isn't a concern and it shouldn't be. People are responsible for themselves, why should I be inconvenienced because progressive iterative improvements could negatively impact a select few people that are entirely responsible for themselves?

As for hackable, they would not do it unless it was more secure and if it is easier for the consumer what is the problem. Fraud protection is standard here anyway, never heard of someone not getting their money back when someone else uses their account.

[–] EmperorHenry@infosec.pub 1 points 4 months ago (1 children)

consumer

We aren't consumers, We're citizens, we're customers, we're users, but we aren't consumers.

Cars consume gasoline and diesel, fire consumes whatever it's burning, but people are people.

[–] Squizzy@lemmy.world 0 points 4 months ago

You are a consumer don't be pedantic, you are creating the negative connotation.