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YNAB vs Quicken Simplifi (lemmy.world)

submitted 5 months ago by root@lemmy.world to c/personalfinance@lemmy.ml

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I wanted to start using a budgeting program to better organize my spending/ goals, and basically narrowed it down to 3 --YNAB, Actual and Quicken Simplifi.

I setup a self-hosted instance of Actual and was able to import my spending from my account by exporting from my bank and importing into the app, however this seemed like it might get tedious over time, so I decided to try YNAB.

So far this has been pretty straight forward. I’m still waiting for things to sync up with my linked accounts, but I like it so far. I would try Simplifi but there’s no trial period there; though the graphs and UI make it seem appealing.

Anyone here have any experience with Simplifi/ YNAB, and why might you chose one over the other?

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[–] anti_antidote@lemmy.zip 4 points 5 months ago

I only have experience with YNAB, but can vouch for it. I've been using it for about 4 years now and while I'm not great at following a budget, it's helped me make sure I'm planning for things that need to be planned for while also helping me figure out how to pay for a month of not wanting to cook 🤦‍♂️