this post was submitted on 19 May 2024
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Stardew creator won't rush Haunted Chocolatier: "better to have a good delayed game than a bad game on time" (www.eurogamer.net)
submitted 5 months ago by nanoUFO@sh.itjust.works to c/games@sh.itjust.works
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[–] hrtgnt@szmer.info 10 points 5 months ago (1 children)

are you fr rn? ☠️

[–] mipadaitu@lemmy.world 9 points 5 months ago (2 children)

$1,000,000 depending on context, isn't enough to comfortably live on forever. Especially if you're talking about net worth, and not available cash.

Even if it was cash, invested properly, you could expect to have $30,000 annually safely, which is basically minimum wage or less in many cities.

It's life changing money for sure, but I don't think you could say that being a millionaire means you're wealthy, it just means that you have a lot of freedom in life choices.

[–] mnemonicmonkeys@sh.itjust.works 4 points 5 months ago

$1,000,000 depending on context, isn't enough to comfortably live on forever.

Not forever, but earning $1M over the span of a 2-3 years sets you up for a ton of success.

For comparison, engineers can expect to earn and average of $2.5-3.5M over the span of their careers in the US, depending on which type of engineer they are.

[–] NotMyOldRedditName@lemmy.world 1 points 5 months ago* (last edited 5 months ago)

There was some back testing around the 4% rule, and for a normal retirement 4% was okay and historically only failed a couple times if you started in a specific month of a specific year and changed nothing as things turned bad.

For a longer term early retirement, 3.5% never failed.

Obviously, past performance cannot guarantee future performance, but $35,000 a year would probably be fine from that mil.

And this is assuming a properly diversified portfolio